Perfios

Perfios, officially Perfios Software Solutions Pvt. Ltd., is a B2B SaaS fintech company headquartered in Bangalore, India. Founded in 2008, the company provides AI-driven financial technology platforms that help institutions automate onboarding, document analysis, credit decisioning, fraud detection, risk assessment, and claims processing.

Perfios serves more than 1,000 financial institutions across 18 countries, supporting clients across banking, NBFC, insurance, fintech, legal, e-commerce, gaming, and securities sectors. Its solutions are designed to improve operational efficiency, strengthen compliance, and enable faster, data-driven decisions across complex financial workflows.

The company’s core product suites include Perfios Analyse, which focuses on financial document digitization and analysis; Perfios Verify, which supports KYC, KYB, video KYC, OCR, liveness detection, and digital signatures; Perfios Lens, which provides AI-powered decisioning intelligence; and Perfios Protect, which focuses on fraud detection. Perfios also maintains a DPI Stack aligned with India’s digital public infrastructure ecosystem.

Perfios has expanded its capabilities through acquisitions in areas such as KYC, behavioral finance, fraud management, AI-led debt collection, and health insurance claims automation. These moves have strengthened its position as an end-to-end technology partner for financial institutions seeking automation, intelligence, and risk control across the customer and transaction lifecycle.

In January 2026, Perfios became one of the first BFSI-technology companies globally to achieve ISO/IEC 42001:2023 certification for AI Management Systems, reinforcing its commitment to responsible AI governance, secure technology operations, and enterprise-grade delivery in financial services.